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If you're a safe driver, you'll earn a 20% discount at the time you insure your vehicle. For each year you file no claims, you add another 3% discount up to a maximum of 26%.

Teens who enroll in the Route 1000 class are eligible for a 7% discount on their auto premium.

Receive a 10% premium discount by signing up for the time-saving electronic funds transfer payment method.

If you're a full-time student under the age of 25 and maintain certain academic standards, you can receive a discount. Check with your local Nodak Mutual agent for the criteria that apply to you.

When families stick together, it pays. If you have a son or daughter ready to move off your insurance, they'll receive a 25% premium discount on their auto insurance for staying with Nodak Mutual.

The more you insure with us, the more you save. For example, if you have Nodak Mutual homeowner's insurance or excess liability; you'll receive an auto insurance discount.

Receive premium discounts when you insure more than one vehicle with us.

Choose this option, and for each year you're claim-free, your deductible will reduce by $150 until it reaches zero.

Enroll in the Defensive Driver Program and receive a discount on your auto premium.

The more you insure with Nodak Mutual, the more you save. Receive a reduced premium on your homeowner's insurance when you also insure your autos with us.

Your home may be eligible for a premium discount based on the year it was built. Check with your local agent.

Receive premium discounts for having smoke alarms and fire extinguishers, dead bolt locks, burglar alarm systems and automatic sprinklers.

If you're 50 years of age or older, you'll receive a discount on your homeowner's policy.

The more you insure with Nodak Mutual the more you save. Receive a reduced premium on your Farm & Ranch policy when you insure farm trucks or excess liability with us.

Your home may be eligible for a premium discount based on the year it was built. Check with your local agent.

Receive premium discounts for having smoke alarms and fire extinguishers, dead bolt locks, burglar alarm systems and automatic sprinklers.

We reward loyal customers with premium discounts when you maintain your Farm & Ranch policy for at least three years and save even more after six years.